How you accept payment affects your cash flow, your fees, and your customer experience. Embroidery businesses sell in person, online, and via invoice, so you will likely use a mix of methods.
In-Person Payments
At markets and local pickups, a mobile card reader plus the option for cash covers most customers. Card readers charge a small per-transaction fee but make buying frictionless.
Online Payments
- •Marketplace checkout (Etsy, Amazon Handmade) handles payment for you
- •A website store with an integrated checkout
- •Payment links sent directly to customers
- •Digital wallets for quick mobile payment
Invoicing for Business Clients
Corporate and bulk clients often prefer invoices. Use clear invoices with deposit terms, and consider net-30 only for trusted repeat accounts.
Mind the Fees
Every method has processing fees. Build them into your pricing so they do not eat your margin, and compare rates as your volume grows.
Price right by knowing your costs and stitch counts:
Open the Converter →Make Paying Easy
The easier you make payment, the faster you get paid and the fewer sales you lose. Offer the methods your customers prefer.
Use a mix of in-person, online, and invoice payments to fit how your customers buy. Keep checkout easy, build fees into pricing, and reserve net terms for trusted clients.